The live-data article’s all-exchange total conflicts with its per-exchange price. Use the individually stated charges.
Official source · 2026-09-18Suggest an update
Futures / 1 PROGRAMS
Topstep
Monthly evaluation pricing. Activation is an additional cost.
Trading Combine · Standard · $50,000 · $49/moChange account
CHOOSE YOUR PROGRAM
ACCOUNT SIZE
1-stepEntry fee$49/moUSD · Monthly subscription
Account size$50,000Nominal trading balance
Initial loss limit4%$2,000 · End-of-day trailing
01 / EVALUATION
Official rulesTrading Combine · Standard
Profit target$3,000
Daily loss ruleOptional $1,000 DLL
Drawdown calculationEnd-of-day trailing
Required trading daysAs few as 2 trading days
The daily limit is optional and pauses trading for the session; hitting the maximum-loss floor fails the account. Standard pricing and XFA payout-path choices are separate.
02 / FUNDED STAGE
Check what changes after qualification
Express Funded is simulated, starts at $0 balance, and has no monthly subscription. Choose Standard or Consistency payouts; Live Funded is a separate stage.
REWARD ELIGIBILITY
When a profit becomes withdrawable
Selected program’s split90% · current funded termsBase, scaling and add-ons are distinguished
Withdrawal scheduleXFA: 5 winning days, or 3 days / 40% consistencyEligibility is separate from processing time
First requestExpress Funded Standard: 5 non-consecutive winning days of at least $150 net each. The Consistency path instead requires 3 days and its 40% best-day rule.Official source
Later cyclesBuild a new qualifying payout cycle; path-specific balances, caps and trading-day rules continue to apply.Official source
Standard qualificationXFA Standard
5 non-consecutive winning days of at least $150 net each. Minimum request $125; trader share 90%.
Official sourceConsistency alternativeXFA Consistency
3 trading days and largest day ≤40% of total net profit. This is a funded payout rule, not the Combine target.
Official sourceXFA base payout capsXFA; optional DLL offer can double caps · 2026-09-18
50K / 100K / 150K: Standard $2K / $3K / $5K; Consistency $3K / $4K / $6K. Each request is also limited to 50% of balance; $125 minimum.
Official sourceTOTAL COSTS
Entry is one part of the cost
Trading Combine · Standard · Conditions below state their size, payment method and optional settings.
Entry & billing
$49/mo · USD · Monthly subscription
Official source · 2026-09-18Activation
$149 · After passing
Official source · 2026-09-18Reset
Standard 50K / 100K / 150K: $49 / $99 / $199. Each monthly rebill includes one reset credit.
Official source · 2026-09-18Data & platforms
Combine/XFA Level 1 included; optional Level 2 costs $38/month. Live exchange data has separate charges.
Official source · 2026-09-18Withdrawal costs
ACH / international wire: $30. Aeropay / eligible Wise: no Topstep fee; third-party charges may apply.
Official source · 2026-09-18Fee refund
Not yet verified for this exact account. Check before payment.
Official source · 2026-09-18RESEARCH STATUS
What still needs confirmation
A source check is dated evidence, not a guarantee that every condition is complete. Conflicts and checkout-specific options are listed separately.
Higher payout caps are a limited-time DLL purchase option, not the base payout cap.
Official source · 2026-09-18Suggest an updateACCESS & VERIFICATION
Eligibility, identity and location
Flags identify registered entities. Residence, citizenship, identity documents and payout providers can have separate rules.
Official source · 2026-09-18Identity verification
Cross-country eligibility review can require government ID and a bank statement from the country of permanent residence.
Official source · 2026-09-18Payout methods
US banking via Aeropay / ACH; Wise in specified countries; international wire is available under separate fees and conditions.
Official source · 2026-09-18TRADING CONDITIONS
Know the rules before the first trade
Selected programTrading Combine · Standard · $50,000
LeverageCheck source
CommissionTopstepX all-in round-trip fees per contract: NQ $3.78, MNQ $1.22, GC $4.32, MGC $1.92, 6E $4.22.
Maximum contracts5 mini / 50 micro
Position close timeFlat by 3:10 PM US Central, or an earlier product close; trading reopens at 5:00 PM Central.
Trading Combine headline limits. Funded scaling and temporary product limits may be lower; current gold caps are GC 3/6/9 or MGC 30/60/90 for 50K/100K/150K.
News tradingTrading Combine · Standard
CPI ±5-minute opening restrictions; product limits apply
Official sourceWeekend holdingTrading Combine · Standard
Not allowed · flat by 3:10 PM CT weekdays
Official sourceConsistency requirementTrading Combine · Standard
Evaluation: best day ≤55% of total profit. If exceeded, adjusted target = best-day profit ÷ 0.55.
Official sourceListed platformsConfirm exact account and region
TopstepX
Official sourceAccount limits / copyingStandard XFA conditions
Up to 5 active XFAs; copying your own accounts is allowed. Cross-account hedging and coordinated trading with others are prohibited.
Official sourceInactivity / automationXFA
Over 30 days without activity may close an XFA. Automated strategies are allowed subject to trading rules; setup support is not provided.
Official sourceData & ongoing feesXFA
No monthly XFA subscription after passing. Activation depends on purchase route. Level 1 data included; Level 2 is an upgrade.
Official sourceDaily stop versus account failureTrading Combine and XFA · 2026-09-18
Optional DLL stops the session; maximum-loss breach fails the account. Purchase-set DLL carries into the XFA.
Official sourceMaximum positionEvaluation; funded scaling differs · 2026-09-18
50K / 100K / 150K: 5 / 10 / 15 minis or 50 / 100 / 150 micros; product restrictions can lower limits.
Official sourceLoss-floor calculationTrading Combine · 2026-09-18
The floor trails EOD highs, stops at the initial balance, and is enforced intraday using open and closed P&L.
Official sourceCPI restrictionsSIM accounts; specific product and stage rules · 2026-09-18
During CPI ±5 minutes, listed equity/metal minis cannot open; micro limits depend on size and stage. Check current platform notices.
Official sourceThe daily limit is optional and pauses trading for the session; hitting the maximum-loss floor fails the account. Standard pricing and XFA payout-path choices are separate.
PROGRAM EXPLORER
Compare this firm’s programs
Each row identifies its representative account. Choose it to see that exact account’s rules; price and risk figures are not mixed across sizes.
| Program / account | Entry / billing | Target | Initial max loss | Reward share | Select |
|---|---|---|---|---|---|
| Trading Combine · Standard$50,000 · Evaluation phases 1 | $49/moMonthly subscription | $3,000 | 4%$2,000End-of-day trailing | 90% · current funded terms |
QUICK ANSWERS
Questions about your selected account
Operating history & account capacity
Launch year describes the service, not a reliability rating. Concurrent allocation and future scaling ceilings are different.
Topstep's official history dates its funded-futures service to 2012.
Official source ↗Up to 5 active simulated Express Funded Accounts; only 1 Live Funded Account, which closes all XFAs on transition. A universal initial-dollar ceiling is not stated; nominal tiers are not cash balances.
Official source ↗Position limits grow through account-specific scaling and Dynamic Live Risk Expansion. No directly comparable fixed nominal dollar-growth ceiling verified.
Official source ↗FIRM INTELLIGENCE
A clearer view of Topstep
Source snapshot 2026-09-18
United StatesRegistered entities
Disclosed entities
Topstep LLC
Terms updated September 8, 2026 explicitly say Topstep LLC is a Delaware limited liability company. Main site identifies separate subsidiary operators.
Company location does not determine your eligibility.
Official source · 2026-09-171program families
3account options
3/3entry prices recorded
Express vs LiveExpress Funded Account (XFA)
Express Funded Accounts are simulated, starting at $0 balance with assigned buying power. Live Funded Accounts are a separate stage.
Official sourceReset costsTrading Combine Standard · 2026-09-18
Standard: $49 / $99 / $199 for 50K / 100K / 150K; one reset credit at each rebill.
Official sourceData chargesTrading Combine and XFA; live costs differ · 2026-09-18
Level 1 included; optional Level 2 is $38/month, billed on the 28th without proration.
Official sourceOther pricing routeSeparate route, excluded from Standard base fees · 2026-09-18
No Activation Fee: $95 / $149 / $229 monthly for 50K / 100K / 150K, with $0 XFA activation. Purchase path cannot be switched later.
Official sourceLive data costLive Funded only; not evaluation or XFA · 2026-09-18
One exchange covered; additional professional exchange data listed at $133/month each. Live commissions and platform licensing are separate.
Official source